We have good news if your credit score has suffered a blow! Did you know that Florida Telco offers rates (based on risk) for lower credit scores? The great news is that as your credit score goes up, your loan rate can go down without extending your term! Just apply after six months for a lower rate.
For example, at this time our highest new automobile fixed rate is 17.40% APR* (or you can ask for a variable rate, the highest is currently 15% APR* ). At the highest fixed rate, a new auto, financed up to 60 months would mean a monthly payment of approximately $250 for a $10,000 loan.
Check out our loan calculator to find approximate payment options. You can apply by phone, on the web (via Private PC), or in person – we will review your application and get your answer in under an hour (in most cases).
If you need more information, call your personal representative or speak to any rep by calling 904.723.6300. We’ll be happy to help you in a way that is most convenient for you!
*APR = Annual Percentage Rate. Your rate depends on certain creditworthiness criteria. Rates are accurate as January 12, 2010 but are subject to change.