Youth Checking

Youth Checking

Get started with your very own Checking Account.

Access to your Account is convenient with ATMs, Visa® Debit Card, Private Line and Private PC. Your first box of checks are free when you open an account.

Deposit your paychecks directly to your Checking Account quickly and conveniently with Direct Deposit.

Totally Free Checking

Our Totally Free Checking Account is one of the most popular services we offer. That's because there's no monthly service charge, no per check charges, and you can view and print your cleared check images via Private PC, our online banking service - at no charge.

You Receive:

  • Unlimited Free FTCU Theme Checks
  • Unlimited Check writing
  • Unlimited Withdrawls at FTCU owned ATMs
  • 6 foreign* ATM withdrawls per month at no charge
  • No monthly maintinence fees

*Checking is available to 16-17 year olds with a parent as joint owner of the account. When the owner of the account becomes 18, the joint owner (their parent/guardian) may sign to come off the account.

**The 16/17 year old may also have a Debit Card on the account, but the parent/guardian must sign for the card to be issued. A “minor” debit card will be issued, but will incur the following limits:

  • Debit $500.00
  • ATM $205.00 or PIN $205.00
  • Total $705.00
  • Zero Offline and No Deposits at ATMs